Understanding Medicare Medicare is the federal health insurance program you’ve earned through years of work and payroll taxes. For most, coverage kicks in automatically at age 65 when you start receiving Social Security benefits—but understanding your options can save you money and stress. In 2025, costs and benefits have shifted, so let’s break it down:…Read More
So, you’ve got the basics down—Original Medicare, Medigap, Medicare Advantage—and you’ve walked through the steps to pick a plan for 2025. But here’s the thing: choosing a plan isn’t a one-and-done deal. With premiums creeping up, benefits shifting (that $2,000 drug cap is a game-changer), and your own needs evolving, how do you make sure…Read More
Now that you have the basics of Medicare down—Original Medicare, Medigap, or Medicare Advantage—but now comes the big question: Which plan is right for you in 2025? With costs shifting (like that $185 Part B premium), new perks ($2,000 drug cost cap!), and dozens of choices, picking the best option can feel overwhelming. Don’t worry—I’m…Read More
